Frequently Asked Questions (FAQ)
Paycient Finance is a digital lending platform specifically designed for healthcare SMEs. We offer customized financial solutions and easy access to capital, empowering healthcare businesses to grow and thrive and to advance patient care.
Paycient Finance offers a range of loan options tailored to the unique needs of healthcare SMEs. These may include working capital loans (cash boost), invoice financing (order boost) and equipment financing (asset boost).
Applying for a loan is simple. Just click on Get Funded Now and sign up on our integrated lending platform. Our user-friendly platform guides you through the process, and our team is available to assist you at every step.
The loan application process typically requires basic information about you and your healthcare business, such as identity documents, financial statements and details about the loan purpose. Our platform will guide you on the specific documentation required for your loan application. You can also find the list of documents required on home page.
At Paycient Finance, we understand the importance of quick access to capital. We strive to provide a swift and efficient approval process. Typically, loan approvals can be granted within 48 hours,, depending on the completeness of documents required and the complexity of the loan request.
Our interest rates and loan terms vary based on factors such as the loan amount, repayment period, creditworthiness, and specific requirements of your healthcare business. Be rest assured, we offer competitive rates and flexible terms to meet your needs.
Paycient Finance does not charge prepayment penalties for early loan repayment. We encourage our clients to achieve financial freedom and are happy to support them in paying off their loans ahead of schedule.
Yes, Paycient Finance understands that credit scores may not always reflect the full financial picture of a healthcare business. We evaluate loan applications holistically, considering various factors beyond credit scores to assess eligibility.
Yes, Paycient Finance operates nationwide. Our digital platform enables us to serve healthcare SMEs across the country, regardless of their location.
We are here to help. For any inquiries or assistance, you can reach our customer support team by phone at +234 9135297411 or by email at info@paycientfinance.com. Alternatively, you can submit your query through the contact form on our website, and we will respond promptly.
